Looking for insurance for your mud run, paint run or strongman event? Cossio Insurance Agency has the best rates around for mud run insurance. Whether you are planning a basic mud run, a paint run, a zombie mud run or a complicated race with many obstacles we can provide you coverage. When you apply for the coverage we ask that you supply us with a description of the race so that we can make sure you are properly covered at the best possible price. We will also use this description to make sure that there are not any potential safety hazards that may have been possibly looked over.
Over the past few years mud runs & tough mudder events have increased in popularity. With this rise in popularity also came the increase in injuries & deaths. According to the "Baltimore Sun" there have been four deaths at these events since 2011 and multiple injuries. The types of injuries at mud run event can include hypothermia, heat-related illnesses, electric shocks, paralysis and other types of injuries. While we know you take every step possible to make your event as safe as possible, the fact is accidents will happen... Which means that you can't afford not to be covered.
We can provide you with all the coverages that may need for your mud run event including: General Liability, Accident Medical Insurance, Special Event Insurance, Event Cancellation, Worker's Compensation, Abuse & Molestation & more!
On top of your regular general liability mud run insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
This coverage is a requirement in most states if you have employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
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Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to carry your rentals to the location add this unto your policy.
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Cyber Liability coverage is ecspecially important if you process credit cards or obtain personal information from customers.
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